Terms of Use

Last Updated: March 2026

Background

These Terms of Use ("Terms") are binding on and hereby govern a user's ("You", "Your", "Yourself", "User") voluntary access, browsing, interaction with, usage of (and availing of the services on) the platform ("Platform") called 'cloud.StormFinance.ai' owned, developed and provided by Stormbreaker Technologies Private Limited ("Us", "We", "Our", "Company").

The Company may also offer ancillary and allied services to You from time to time, in addition to providing You with the usage of the Platform, with the nature of such services being determined by the Company from time to time ("Services").

Further, once You decide to engage Us, You may also be required to sign a customer engagement agreement ("CEA"), which may be in the nature of a license or services agreement or any other agreement of suitable nomenclature. These Terms, along with the CEA, EULA and the Privacy Policy, shall govern Our overall relationship and engagement.

The Company reserves the exclusive and discretionary right to, in any way that it deems fit, amend, expand, restrict, withhold or alter in any manner the Platform, Services, the Terms and our Privacy Policy ("Privacy Policy" or "Policy"), which is accessible via the URL stormfinance.ai/privacy-policy, as well as any other agreement or document uploaded on the Platform, governing Your usage of the Platform, Services etc. at any point in time.

The Terms are legally binding and enforceable with respect to Your usage of the Platform and Services. Your willful disregard or disagreement to be bound by the Terms as a part of Your usage of the Platform and the Services shall automatically constitute grounds for terminating the provision of the Platform and Services by the Company to You. It is hereby clarified that Your independent, voluntary usage of the Platform shall also create an obligation on You to be bound by the Terms, the Privacy Policy and the CEA to govern Your usage of the Platform and availing of the Services.

The Terms, along with the Policy, CEA and Applicable Law, govern Your usage of the Platform and Services. The Terms have been published in accordance with applicable laws, rules, regulations of India, including but not limited to the Information Technology Act, 2000, the Digital Personal Data Protection Act, 2023, and applicable rules, regulations framed thereunder ("Applicable Law" or "Applicable Laws"). The Terms are subject to amendments, modifications from time to time in accordance with any revision or modification in the Applicable Law. Your continued usage of the Platform and availing of any Services shall constitute your unconditional acceptance of any and all such updated Terms.

General Terms

In order to use the Platform and Services, You must be competent under Applicable Law to give valid consent to and enter into legally binding contracts. By Your voluntary and continued usage of the Platform and availing of any Services, You hereby covenant, represent and warrant that You are:

Aware of, acknowledge, understand and confirm your acceptance to be bound by the Terms, Privacy Policy and CEA during your usage of the Platform and availing of any Services;
You are competent under Applicable Laws to give valid consent to and enter into legally binding contracts;
Ensuring that Your usage of the Platform and availing of the Services shall not contravene the Terms, Privacy Policy, CEA as well as any Applicable Law in force;
Providing material, updated, accurate and latest information to the Company that shall be requested of you from time to time in order for the Company to continue providing the Services;
Ensuring that Your usage of the Platform and availing of the Services shall not endanger or harm or attempt to endanger or harm the Company's proprietary rights, Intellectual Property, the Platform, the Services etc.;
Ensuring that upon discovery of any actual or attempted usage of the Platform and/or the Services by any individual contrary to these Terms, You shall promptly notify the Company's Grievance Redressal Officer.

Payments

Any payments pertaining to the usage of the Platform or availing of Services shall be governed by the relevant terms and conditions stated under the CEA. In case any requisite payment to be made by You is not completed within the timelines prescribed under the CEA, the Company reserves the right, after issuing a payment reminder, to terminate your access to the usage of the Platform and the Services concerning which such payment was due and payable.

Your Conduct

In connection with your use of the Platform or any Services, you hereby agree to comply, at all times, unconditionally, with the following regulations and any other rules that shall form a part of the Terms, Privacy Policy and CEA.

Disclaimer

THE PLATFORM AND SERVICES ARE PROVIDED TO YOU ON "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND EITHER EXPRESS OR IMPLIED. THE COMPANY DOES NOT WARRANT THAT THE USAGE OF THE PLATFORM AND SERVICES WILL BE UNINTERRUPTED OR ERROR FREE. FURTHER, YOU ACKNOWLEDGE THAT ON OCCASION, THE PLATFORM MAY BE TEMPORARILY PERFORMING SUB-OPTIMALLY DUE TO PERIODIC MAINTENANCE, TECHNICAL ISSUES, OR FOR ANY SECURITY REASONS BEYOND THE COMPANY'S CONTROL. IN SUCH INSTANCES OF DOWNTIME, THE COMPANY SHALL NOT BE HELD LIABLE FOR ANY LOSSES WHICH YOU MAY INCUR. HOWEVER, THE COMPANY SHALL MAKE BEST EFFORTS TO RECTIFY THE ISSUE CAUSING THE DOWNTIME AND MAKE THE PLATFORM AVAILABLE AT THE EARLIEST.
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EXCEPT AS EXPRESSLY SET OUT HEREIN, WE MAKE NO WARRANTIES OR REPRESENTATIONS WITH RESPECT TO THE MATERIALS OR ANY PART THEREOF, AND DISCLAIM ALL EXPRESS, IMPLIED AND STATUTORY WARRANTIES OF ANY KIND TO YOU OR ANY THIRD PARTY, INCLUDING, BUT NOT LIMITED TO, REPRESENTATIONS AND WARRANTIES REGARDING ACCURACY, TIMELINESS, COMPLETENESS, MERCHANTABILITY, FITNESS FOR ANY PARTICULAR PURPOSE, NON-INFRINGEMENT OF THIRD PARTY RIGHTS, AND/OR FREEDOM FROM COMPUTER VIRUS AND TECHNICAL ERRORS. YOU ASSUME THE ENTIRE RISK AS TO THE QUALITY AND PERFORMANCE OF THE DELIVERABLES AS THE OUTPUT IS RELIANT ON THE INPUTS PROVIDED BY YOU. YOU ACCEPT THE PLATFORM AND THE DELIVERABLES ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE DO NOT WARRANT THAT THE PLATFORM WILL BE ACCESSIBLE AT ALL TIMES OR THAT IT WILL BE ERROR FREE.
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WE MAKE NO WARRANTIES OF ANY KIND AS TO THE ACCURACY OF THE DATA OR ASSUMPTIONS CONTAINED IN OR ENTERED INTO THE DELIVERABLES, NOR DO WE ASSUME ANY RESPONSIBILITY FOR THE CONSEQUENCES OF ANY ERRORS OR OMISSIONS. YOU ASSUME THE ENTIRE LIABILITY AND RESPONSIBILITY FOR THE DATA AND ASSUMPTIONS ENTERED BY USERS INTO ANY PARTS OF THE PLATFORM AND/OR DELIVERABLES THAT HAVE THE FUNCTIONALITY TO RECEIVE USER DATA AND FOR ANY REPRESENTATIONS OR CONCLUSIONS DRAWN FROM SUCH DATA OR ASSUMPTIONS.

WE EXPRESSLY DISCLAIM AND ACCEPT NO LIABILITY FOR ANY LOSS ARISING FROM THE USE OF THE PLATFORM, SERVICES AND DELIVERABLES OR THE USE OF THE PLATFORM OR WEBSITE, ANY ACTION TAKEN OR REFRAINED FROM, AND ALL BUSINESS DECISIONS TAKEN AS A RESULT OF OR RELIANCE UPON ANYTHING, INCLUDING, WITHOUT LIMITATION, INFORMATION OR ADVICE, CONTAINED IN THE OUTPUT OF ANY DELIVERABLE OR ANY SOURCES OF INFORMATION USED OR REFERRED TO THEREIN, OR FOR ACTUAL RESULTS OR FUTURE EVENTS. ANY RISKS RELATED TO THE FOREGOING AND THE RESULTS OF ANY SUCH DECISIONS SHALL BE SOLELY YOUR RESPONSIBILITY.

Proprietary Rights

The Platform, the Services contain or use the Company's intellectual property, including but not limited to, copyrights, copyrighted material, trademarks, and other proprietary information and intellectual property, as may be defined under Applicable Laws, as well as the rights, title and ownership that belongs to and is owned by the Company or its licensors ("Intellectual Property").

You hereby acknowledge and agree that the Platform and Services constitute and contain valuable proprietary products and trade secrets of the Company, embodying substantial creative efforts, confidential information, ideas and expressions. You agree not to use or otherwise reproduce, alter, damage, reverse engineer, mine, gather, extract or misuse separately, the Company's Intellectual Property and the textual content associated with the Intellectual Property. Nothing in these Terms, the Privacy Policy or the CEA shall mean or imply that any ownership over the Intellectual Property, or any part thereof, shall be transferred to you or to any third party whatsoever.

You agree that by using the Platform and Services, you will not use any third-party intellectual property nor any trademark, service mark, trade name, logo of any company or organization in a way that is likely, whether intended or not, to cause confusion about the ownership of the Platform, Services or in any manner endangers or harms or causes disrepute or disparages the Company.

User Content

You may be permitted to upload, transmit through, or otherwise make available through your usage of the Platform or the Services, any data, files, images, graphics and other material ("User Content").

It is your sole responsibility to monitor Your User Content, and the Company has no liability with respect to any User Content uploaded by You in Your voluntary, individual capacity.

You hereby represent and warrant that you shall not submit or upload any User Content to the Platform that violates or infringes or endangers the Company's Intellectual Property rights and/or any third parties' intellectual property rights, and any liability as a result of any such violation or infringement or endangerment as a result of Your acts or omissions shall be borne solely by You and the Company shall in no way assume any liability at any point in time for any violation or infringement or endangerment as a result of Your acts or omissions.

You represent and warrant that the User Content submitted by You to the Platform and/or through any use of the Services, is not subject to any confidentiality obligations or is expressly prohibited from disclosure owing to any ongoing proceedings in any court or judicial or quasi-judicial forum of competent jurisdiction in India.

The Company's usage of any such User Content shall at all times be undertaken in accordance with Applicable Law.

User Conduct

By using the Platform and Services, You agree and affirm not to undertake certain activities which include but are not limited to the following:

Infringing the Company's Intellectual Property rights, including but not limited to copyrights, patents, trademarks or trade secrets, of any individual or legal entity;
Modifying, endangering, extracting, making derivative works of, disassembling, reverse compiling or reverse engineering any part of the Platform;
Copying, displaying, distributing, modifying, publishing, reproducing, storing, transmitting, posting, translating, reverse engineering or licensing the Platform or any portion thereof, or the Company's Intellectual Property;
Uploading, posting, or transmitting any information through the Platform not owned by You (such as the intellectual property of another party);
Uploading, posting, or transmitting any material that contains harmful software or any virus or any other malicious computer code, files or programmes designed to interrupt, destroy or limit the functionality of the Platform;
Undertaking any act or omission that poses or may pose, in the Company's sole view, a threat to the Company and its operations, or to the Platform and Services;
Bypassing any measures used by the Company to prevent or restrict access to the Platform;
Accessing, monitoring or copying any information on the Platform using any robot, spider, scraper, or other automated means of any manual process for any purpose without the Company's express written permission;
Deep-linking to any portion of the Platform for any purpose without the Company's express written permission; or 'framing', 'mirroring', or otherwise incorporating any part of the Platform into any other website without the Company's prior written authorization; and
Using the Platform and availing any Services in contravention of the Terms, Privacy Policy, CEA and/or Applicable Laws.

Third-Party Sites

The Platform may provide links or display media or advertisements of third parties or redirect You to other sites, services, and resources ("Third Party Platforms"). The Company has no control over such Third-Party Platforms and the Company is not responsible for any information available on such Third-Party Platforms. You further acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, at any point in time, for any damage or loss caused or alleged to be caused by or in connection with Your use of or reliance on any information, events, services available on or through any Third Party Platforms.

Indemnity

To the extent as permitted by Applicable Laws, You hereby expressly agree to defend, indemnify, and hold harmless the Company, its employees, directors, affiliates, holding company, suppliers, licensors, subsidiaries (if any), group entities (if any), officers, users, representatives, agents, successors and permitted assigns, from and against any and all claims, actions, liabilities, damages, penalties, losses, costs and expenses, including reasonable attorney's fees, caused by or arising out of the following:

Your use of the Platform and Services (including in combination with machines, third party software or other devices); and/or
Any breach by You of these Terms, the Privacy Policy, CEA and/or Applicable Laws.

Limitation of Liability

Under no circumstances will the Company or its representatives or permitted assigns be liable to You or any third party for any damages, costs, injury, penalties, expenses or losses including but not limited to consequential, special, direct or indirect, incidental, punitive or exemplary damages whatsoever (including damages for loss of profits, loss of data or derived data, interruptions or any other damages or losses, any loss of opportunity/ sales, loss of revenue, reputation or goodwill) arising out of or related to Your use or inability to use the Platform, Services, however caused, regardless of the theory of liability (contract, tort or otherwise). Further, in no event and under no circumstances will the Company's maximum aggregate liability howsoever arising, exceed the amount paid by you to the Company in the preceding six (6) months for using the Platform and availing the Services.

Termination

The provisions of the Terms, Privacy Policy, CEA shall be effective on the date You access the Platform and utilise any Services. You agree that the Company may, in its sole discretion, suspend or terminate Your use of or access to the Platform, Services for any reason, including without limitation, if the Company believes that you have violated or acted inconsistently with the letter or spirit of the Terms, Privacy Policy, CEA or Applicable Laws. The Company may also, in its sole discretion and at any time, discontinue the provision of the Services, or any part thereof, with or without notice. You agree that the Company will not be liable to You or any third party for termination of Your access to the Services. The Company may temporarily or permanently suspend or discontinue the provision of the Platform, Services in whole or in part, to You in any of the following circumstances:

If the provision of such access to the Platform or any Service become impracticable to offer due to any cause beyond the Company's control such as natural disasters including earthquake, tsunami, flood, eruption, etc., war, riot, disturbance, power outage, pandemic, etc.;
Periodic or urgent maintenance of network systems or any other infrastructure being used by the Company;
If required under Applicable Law or pursuant to judicial or administrative orders;
If You willfully disobey or disregard the Terms, Privacy Policy, CEA and/or Applicable Law;
If any act or omission by You may, in the Company's opinion, subject the Company to any third party liability.

In the event of such suspension or discontinuation of the usage of the Platform or provision of Services in whole or in part due to any of the events as listed above, the Company shall make reasonable efforts to notify You to that effect in advance, provided, however, that this shall not apply in cases of any national, operational, security emergency or any other unforeseen exigency affecting the Company, Platform and the Services. You agree and acknowledge that the Company shall not be liable for any loss or damages suffered by You as a result of any suspension or discontinuation, in whole or part, permanently or temporarily, of the provision of the Platform and the Services.

Force Majeure: The Company, its representatives and permitted assigns will not be liable for any delay or failure to perform any obligation with respect to the Services where the delay or failure results from any cause beyond the Company's reasonable control, acts of God, labour disputes, other industrial disturbances, electrical or power outage, utilities or other telecommunications failures, earthquakes, storms, pandemics, or other elements of nature, blockages, embargoes, riots, acts or orders of government, acts of terrorism, or war.

Governing Law & Dispute Resolution

The Terms, Privacy Policy, CEA shall be governed by and construed in accordance with the laws of India without giving effect to any choice or conflict of laws provision. Any legal suit, action or proceeding arising out of or relating to the Terms, Privacy Policy, CEA or the matters contemplated thereunder shall be instituted exclusively in the courts of Bangalore, Karnataka India.

Any notices must be in writing and will be deemed given when delivered. The Company may provide notice to the email or physical address associated with You as per the personal information provided by You, and You may provide notice to the Company through the Company's Grievance Redressal Officer (details below).

Amendments & Updates to Terms

The Terms are subject to amendments, modifications from time to time in accordance with any revision or modification in the existing laws or the enforcement of any new enactment, and rules and regulations framed thereunder. Further, the Terms may also be modified, amended from time to time at the sole discretion of the Company. While it is your responsibility to review the Terms periodically for any updates or changes, the Company shall make commercially reasonable efforts to periodically inform You of the Terms, Privacy Policy and other relevant terms that You are bound by and update You of any change to them from time to time.

Company Grievance Redressal Officer

For complaints or disputes related to the Platform, Terms, Privacy Policy, the Services, You must raise Your concern within 48 (forty-eight) hours of such concern arising via promptly emailing the Grievance Redressal Officer. We will assess and take appropriate action based on the Company's policies prevailing at such time pertaining to the concern raised.

Contact Information: ReachUs@stormfinance.ai
Please add to the email subject: "Re Grievance Redressal Officer: [insert your subject matter]"